It's not that I don't see what you see. This looks positively gross. The orange colour from the bean sause looks awfully artificial and the runniness of the melted cheese could tie a stomach in knots for days. Call me crazy but I think that sounds like a recipe for a fabulous Monday work lunch. At the divey Franx cafe in Covent Garden, you couldn't find a cheaper, more delicious and absolutely fantastic JP with beans and cheese. Add a dollop of bacon and you're all set.
I'm pretty much a beginner when it comes to the Jacket Potato in London. If you zesties have got any recommendations, I would love to hear them.
Enjoy the early Spring sunshine!